Bank of America checking account $300 bonus for existing customers and employees [targeted]

Posted on October 19, 2015 by in Checking Accounts/ Bank Bonuses

Bank of America checking account

What’s the deal with the Bank of America checking account?

Existing Bank of America customers or employees can earn a $300 bonus for opening either an Interest Checking account or a Core Checking account and setting up direct deposits by December 31st, 2015.

While the offer says it’s targeted to existing customers, readers have reported success with earning the bonus in the past even when not targeted, and Shawn Pettit contacted Bank of America earlier this year, where the financial institution stated that the bonus was actually also open to new customers:

Bank of America checking account

A reader on Hustler Money Blog was told by Bank of America that as long as you apply from the promotional page, then the $300 bonus will be attached to your account and you should receive the credit.

Plus Doctor of Credit stated that if you have a Bank of America credit card, you will also be eligible for this promotion. One of our favorite Bank of America credit cards for the world of travel is the Virgin Atlantic World Elite MasterCard, which currently offers a whopping 90,000 bonus miles.

How do I get the Bank of America checking account deal?

To get the $300 bonus, first of all you need to choose the checking account that you want, from either an Interest Checking account or a Core Checking account. Here’s the lowdown on each of the accounts:

Bank of America checking account

The Interest Checking account is better if you have high balances and want multiple interest-bearing accounts with free services, while the Core Checking account is better if you use direct deposit and want a simple personal checking account.

Once you’ve opened your checking account, you need to set up and receive qualifying direct deposits equaling at least $4,000 within 90 days of opening your account.

What else do I need to know about the Bank of America checking account deal?

While many people seem to have earned the $300 bonus when applying for this offer, it isn’t guaranteed that it will work for everyone.

To ensure you do get the bonus, you could visit or call your nearest branch to request the offer there and then re-confirm the bonus amount before opening your account. Bank of America states on the offer page that if you require more information about opening a checking account, you can schedule an appointment with a specialist here.

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About the author: Torsten is a serial entrepreneur who started almost a dozen ventures on four continents. Torsten's love for travel has brought him to 130+ countries and travel with most of the world's airlines. You can reach Torsten at [email protected]

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