new Citibank improved credit card sign up offers Citi 75,000 Executive Card, 75,000 Citi Prestige, 50,000 ThankYou Premier

Citibank has been coming up with a number of improved sign-up offers for their credit card. The bank has gotten much better at identifying new customers that will likely make them money and is ready to invest more into them.

Citibank 75,000 bonus points Executive Card

The Citi/ AAdvantage Executive card comes with Admiral Club access and 75,000 American Airlines AAdvantage bonus miles after spending $7,500 in purchases within the first 3 months of account opening.

The annual fee is $450 (never waived).

That is a great offer only if you are already buying an Admirals Club membership (few readers do).

Otherwise you are going through a massive minimum spend and pay a high annual fee for 75,000 AAdvantage miles.

Keep in mind the restrictions for signing up (that is likely enforced):

American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.

Citi ThankYou Preferred

The Citi ThankYou Preferred comes with 50,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.

The annual fee is $95 and is waived for the first year.

The card is a great offer and I find transfers to Air France Flying Blue and Singapore Airlines Krisflyer from ThankYou points great value.

Keep the application rule in mind though (that is enforced):

Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

Citi Prestige Card

The Citi Prestige Card now comes with 75,000 ThankYou points after $7,500 in purchases within 3 months of account opening.

The annual fee is $450 (never waived). However the card has a $250 travel reimbursement that applies on almost anything travel each calendar year. I found no real reason to keep the card after a year though.

Keep the application rule in mind though (that is enforced):

Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.