Table of Contents
- 1 The IHG Rewards Club Select Credit Card
- 2 The IHG Rewards Club Select Credit Card – The Offer
- 3 The IHG Rewards Club Select Credit Card – Benefits
- 4 60,000 IHG Rewards points – What I would do with it
- 5 How to apply
- 6 How can I complete the minimum spend?
- 7 What if my application was denied?
The IHG Rewards Club Select Credit Card
This Chase Visa Signature is one of our perennial favorite travel rewards credit cards. Read on to see what you can do with the bonus points that you earn with the IHG Rewards Club Select Credit Card.
The IHG Rewards Club Select Credit Card – The Offer
The IHG Rewards Club Select Credit Card is offering 60,000 bonus points when you spend just $1,000 in the first 3 months.The $49 annual fee is waived for first year of card membership.
- A free night at ANY IHG property annually
- No foreign transaction fees to pay when using your card abroad
- Points that never expire as long as you make a purchase on your credit card every 2 years
- Earn unlimited IHG Rewards points
- Automatic platinum elite status, as long as you remain a credit cardmember
With this card, you earn 5 points for every dollar you spend at participating IHG locations, 2 points for every dollar you spend on purchases at gas stations, grocery stores & restaurants and 1 point elsewhere.
The IHG Rewards Club Select Credit Card – Benefits
The complimentary Platinum status
IHG does not give you much as a Platinum per se as benefits.
However many properties have given me status recognition in form of the occasional free breakfast, discounted breakfast, room upgrades (incl. my Overwater Bungalow at the InterContinental Le Moana Bora Bora (Review)).
I had a number of positive surprises with this status – though you just can’t expect much.
Free night annually
What is amazing with the IHG Rewards Club Select Credit Card is the fact that this free night (upon membership anniversary) is redeemable at ANY property. As long as you can find award availability the night can be booked with the free night certificate.
I have used it at the InterContinental Le Moana Bora Bora Review or the The Intercontinental Dubai (Festival City) Hotel Review.
60,000 IHG Rewards points – What I would do with it
Now let’s have a look at what you can do with all those bonus points from the sign up!
12 free nights with Pointbreaks
IHG runs the Pointbreaks promotion – granted the selection of hotels is nothing but ‘eclectic’ but if a property fits your travel plans you can snag 12 nights (it is 5,000 points per night under Pointbreaks). This can be fantastic values as from time to time Intercontinental hotels show up on this list as well.
‘Go low’ and get up to 6 free nights with Category 1 & 2 hotels
For hotel points redemptions it is usually a good idea to look at two ends of an award chart.
IHG lowest category for redemption is Category 1. There is no easily accessible ‘award chart though and we all need to keep guessing which hotels belong there. Category 1 hotels require 10,000 points per night.
Holiday Inn Harare – Harare, Zimbabwe is an expensive hotel market and this Category 1 hotel is a godsend.
The Holiday Inn KIEV is a solid hotel and as a Category 2 hotel you can book it for 10,000 points and $40 (Cash and Points).
Go High – Category 8 & 9 Hotels
Hotels in these categories charge 50,000-60,000 points per night – so you will redeem your whole sign-up bonus in one night – but some hotels are absolutely worth it.
- Intercontinental The Clement Monterey (My Review of the Intercontinental Monterey)
- Intercontinental Boston
- InterContinental New York Times Square
- Intercontinental Singapore
- Intercontinental Hong Kong (my Intercontinental Hong Kong Review)
How to apply
Chase has made restrictions to who likely gets approved. Chase wants to make sure you don’t look like a someone who goes from card to card.
If you have had no significant business with Chase but signed up for more than 5 cards (at any bank) within the last 24 months Chase will have questions for you.
How can I complete the minimum spend?
Put all your regular spend on it and read our guide to manufactured spending. $3,000 in 3 months should be really easy!
What if my application was denied?
Did you know that almost all my credit card applications get initially denied and eventually approved when calling the right reconsideration numbers?