On Wednesday we highlighted how to buy American Express gift cards online to achieve your minimum spend.
Earlier this year we wrote about the option to buy $200 gift cards at Staples.com with no shipping fees (but with a $6.95 activation fee).
Now if you live in an area where all the stores have sworn to no longer sell gift cards for buyers using credit cards, there is another low-cost option with Gift Card Mall.
Here's how it works:
1) Register with TopCashback (if you haven't already done so):
2) Locate the GiftCardMall at TopCashback
TopCashback will give you 0.5% cashback on Visa gift card purchases – neat isn't it?
3) Select your desired card size at GiftCardMall
Always go for the $500 cards – everything else will just cost more money.
The cards are issued by MetaBank and work without any issues (may require activation though) at Walmart.
The GCM adds a $3.95 fee per $500 card and a $3.99 shipping fee per order. It will mention a $2 'security fee' per card but I have yet to be charged that extra.
4) Wait for your order
Shipping is usually slow so don't expect your order before one week has passed.
Say you are buying 6 x $500 cards, you will pay $27.69 in fees. But you are also receiving $15 in cashback – which brings the total to just under $13. If you buy gift cards in a store you will likely pay $5.95 per card or $35.70 for $3,000.
This greatly reduces your cost per mile.