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What’s Discover Deals?
Discover cardmembers have the opportunity to earn extra rewards or instant savings when shopping through the Discover Deals portal. There’s plenty of retailers and travel providers online where you can earn cashback and the rewards you get are in addition to your regular rewards. New cardmembers get cashback doubled at the end of the first year and all cardmembers earn 5% cashback in quarterly rotating categories:
So a new cardmember can make a purchase with a Discover card to get:
- 5% cashback in a quarterly rotating category (currently gas stations, ground transportation and wholesale clubs through March, 2017)
- 1% cashback on all other purchases
- Double cashback awarded at the end of the year
But if you also shop through the Discover Deals portal with your card, you earn even more. For instance, one of the current 5% cashback categories is wholesale clubs, so this includes Sam’s Club, which is one of the available merchants on Discover Deals:
A new cardmember would then instead earn:
- 5% cashback with the rotating category of wholesale clubs – doubled at the end of the year = 10% cashback
- 5% cashback by shopping with the wholesale club online via Discover Deals – doubled at the end of the year = 10% cashback
So that’s 20% cashback total on that purchase! Your $500 shopping bill just cost $400.
How much cashback can I earn on Discover Deals?
You can typically earn back between 5% and 20% of the purchase price (though it’s usually around 5%). Right now, there are 123 deals, from Alamo to Wolferman’s. You can earn 5% cashback shopping online with Apple, Kohl’s or Walmart, or you can find reward deals like these:
- 15% off 1800Flowers.com
- $20 off a $200 purchase at Destination XL
- 25% off regular menu price orders at papajohns.com
How do I use Discover Deals?
Log in to your account here and then simply search for the retailer; for example, search for Sam’s Club and click through to shop as normal. You need to pay with your Discover card to earn the reward.
If you have multiple Discover cards, you’ll need to make your purchase with the card logged in to Discover Deals in order for your cashback to track.
Not yet a Discover cardholder? Apply here and start earning more rewards!
What else do I need to know about Discover Deals?
It always pays to compare your online shopping in advance of purchasing. It could be that a different cashback portal makes more sense or you may get a huge discount elsewhere just by shopping around first. However, in many cases, having a Discover card can really save you a bundle.
Note that some merchants may exclude certain portions of your purchase from these offers (e.g. on taxes or shipping charges) so always check the T&C on Discover Deals first.