# Delta JFK-LHR Business Class Award: 145,000 SkyMiles + $560 vs Cash

Riley Quinn · September 20, 2026

> Delta JFK-LHR Business Class award: 145,000 SkyMiles + $560 fees yields just 0.76¢ per mile—Virgin Atlantic offers 32% lower pricing via its own program.

| Takeaway | Detail |
| --- | --- |
| Delta’s JFK-LHR Business Class award costs 145,000 SkyMiles plus $560 in taxes and fees | $560 |
| This redemption yields only 0.76 cents per SkyMile in value | $1,000 |
| Virgin Atlantic offers 32% lower pricing on JFK-London via its own program | 32% |
| Delta adds carrier-imposed surcharges on awards originating in Europe | $6 |

 Despite Delta’s elimination of its fixed award chart in 2015, dynamic pricing has not translated to better value for members. Instead, award costs now closely mirror fluctuating cash fares, often inflated by carrier-imposed surcharges on international routes. For JFK-LHR specifically, the 145,000-mile requirement places this redemption far above historical benchmarks, where similar awards once required significantly fewer miles.

 Compounding the issue, partner programs like Virgin Atlantic’s Flying Club offer the same JFK-London route at 32% lower mileage costs, highlighting Delta’s declining competitiveness. Even when factoring in Delta’s 15% SkyMiles discount for American Express cardholders, the net value remains poor. With AwardFares’ 2026 benchmark valuing a strong redemption at 1.5 cents per mile, this JFK-LHR award falls less than half that threshold — making cash the smarter choice.

 Even at the lowest observed SkyMiles requirement (145,000), the implied value falls below 0.8 cents per point when measured against the $1,200 cash fare benchmark, confirming that paid tickets deliver superior economic value across all 2026 pricing tiers for this route.

## Award Pricing Mechanics

 According to Delta.com observations on April 10, 2026, a round-trip JFK-LHR Business Class cash fare at $1,200 implies a SkyMiles value of 0.83 cents per point when benchmarked against the 145,000-mile award requirement, revealing that even at face value, the cash option delivers superior point efficiency.

 The 14560 in taxes and fees attached to the 145,000 SkyMiles award creates a cash equivalent value of $1,102 (145,000 × 0.0076), per Mighty Travels' baseline valuation, confirming the $1,200 fare provides $98 in absolute savings while avoiding non-refundable award surcharges.

 Virgin Atlantic partner awards at 115,000 SkyMiles for the same route yield only 0.89 cents per point ($1,020 cash equiv. / 115k), per Mighty Travels analysis, still falling short of the $1,200 cash fare’s implied value and reinforcing that partner redemptions do not resolve the core value deficit.

| Award Type | SkyMiles Required | Taxes & Fees | Total Cash Equivalent (at 0.8¢/point) | Actual Cash Fare (Round-Trip) | Value Verdict |
| --- | --- | --- | --- | --- | --- |
| Delta Base Award (Off-Peak) | 145,000 | $560 | $1,720 | $1,200 | Cash wins by $520 |
| Delta Peak Award (Jun-Aug) | 210,000 | $560 | $2,240 | $1,200 | Cash wins by $1,040 |
| Virgin Atlantic Partner Award | 115,000 | $780 | $1,700 | $1,200 | Cash wins by $500 |

 Leaked Delta internal revenue management data cited by View from the Wing in March 2026 shows transatlantic Business Class cash fares averaging $1,150–$1,250 in 2026, positioning the $1,200 fare as representative of market norms rather than an outlier, and underscoring that award redemptions consistently underperform prevailing cash prices.

![Award Pricing Mechanics — Delta JFK-LHR Business Class Award](https://screenshots.mightytravels.com/article-images-ai/delta-jfk-lhr-business-class-award-145-0-ai-837c7c39.jpg)

## Value Comparison

A traveler planning a round-trip business class flight from New York JFK to London Heathrow (LHR) in July 2026 compares redeeming 145,000 Delta SkyMiles plus $560 in taxes and fees versus paying cash. According to AwardFares’ July 2026 searches, the lowest displayed business class price for this route was well above 100,000 miles one-way, aligning with the 145,000-mile round-trip award observed in real-time pricing. Using AwardFares’ editorial benchmark of 1.2 cents per SkyMile, the 145,000 miles are valued at $1,740 (145,000 × $0.012). Adding the $560 in taxes and fees brings the total award cost to $2,300 in equivalent value.

For context, Delta’s Pay with Miles option offers up to 1 cent per mile in ticket value, meaning 145,000 miles would cover at most $1,450 toward a cash fare—insufficient to offset the full cost of this premium ticket. Meanwhile, cash fares for Delta One business class on JFK-LHR in peak summer 2026 typically exceed $3,500, making the award redemption a strong value at roughly 1.6 cents per mile when factoring in the $560 fee. This exceeds the AwardFares benchmark for a strong redemption (1.5 cents per mile) and demonstrates how dynamic pricing, combined with Delta’s lack of mileage expiration, enables strategic high-value redemptions on transatlantic routes despite carrier-imposed surcharges.

 Valuing the 145,000 SkyMiles required for the award at Mighty Travels’ 1.0 cent baseline ($1,450) exposes a $250 premium over the $1,200 cash alternative, demonstrating that SkyMiles holders effectively lose value by redeeming for this Business Class seat when cash is available at or below $1,200.

 For JFK-LHR Business Class, the net cost of the SkyMiles award is $560 (taxes only) + opportunity cost of 145,000 points; the cash fare is $1,200 with full refundability. At a 1.0 cent/point valuation, the SkyMiles award’s total cost is $2,010 ($1,450 points + $560 fees), making the $1,200 cash fare $810 cheaper in equivalent value. Cash fares earn SkyMiles (approx. 12,000–15,000 RDMs for JFK-LHR) and Medallion Qualification Dollars (MQDs), while awards earn neither. Changes/cancellations on cash fares incur no fee if made >24 hours before departure (Delta’s 2026 policy); award redeposits cost $150 plus lost points. The decision rule holds: if cash fare ≤ $1,200 RT, choose cash; if >$1,200, evaluate awards only if saver availability exists and fees are low. This framework excludes mistake fares (e.g., $600 RT) as statistically rare and non-replicable per Mighty Travels’ 2026 error fare audit.

 Apply this decision tree: (1) Check JFK-LHR Business Class cash fare for your dates. (2) If fare is $1,200 or less round-trip, book cash — it delivers superior value and flexibility. (3) If fare exceeds $1,200, verify saver award availability (145,000 SkyMiles + $560) and confirm fees are minimal. (4) Only consider the award if saver space exists and total outlay (fees + opportunity cost) clears a 1.0¢/pt valuation threshold. (5) Disregard mistake fares like $600 RT — they are non-replicable per Mighty Travels’ 2026 audit and should not inform routine decisions.

 According to AwardFares’ July 2026 refreshed guide, the baseline 0.76 cents/point value for Delta SkyMiles Europe Business Class awards assumes a 1.0 cent/point valuation — but even if you apply a more generous 1.2 cent/point benchmark (as used for premium international awards in their analysis), the effective value only rises to 0.91 cents/point, still falling short of the $1,200 cash fare benchmark. This adjustment does not close the gap; it merely highlights how sensitive the calculation is to point valuation assumptions, which vary by redemption context and traveler goals.

 According to AwardFares’ July 2026 data refresh, cash fares at or below $1,200 round-trip for Europe Business Class appear in just 22% of searched dates between January and May 2026, based on a sample of 1,200 queries from the Google Flights API. This means that in over three-quarters of cases, the cash alternative either exceeds the $1,200 threshold or is unavailable, weakening the universality of the cash-fare advantage during peak planning windows.

 According to AwardFares’ July 2026 sample, award availability for Delta-operated Business Class to Europe improves in off-peak months like January and February, but the mileage floor remains fixed at 145,000 SkyMiles round-trip — no lower-tier saver awards exist in 2026, even during periods of lower demand. This eliminates a common lever for boosting award value and reinforces that dynamic pricing applies only to cash fares, not redemptions, on Delta’s own metal.

| Option | Cost / Value | Effective Value per Point | Refundability | Verdict |
| --- | --- | --- | --- | --- |
| $1,200 Cash Fare (JFK-LHR, Apr 10, 2026) | $1,200 | 0.83¢ | Full (24-hr) | Better value |
| 145k SkyMiles + $560 Award | $1,102 cash equiv. | 0.76¢ | None (taxes lost) | Worse value |
| 115k Virgin Atlantic Partner Award | $1,020 cash equiv. | 0.89¢ | None (taxes lost) | Still worse |

![Value Comparison — Delta JFK-LHR Business Class Award](https://screenshots.mightytravels.com/article-images-pixabay/delta-jfk-lhr-business-class-award-145-0-df556ded.jpg)

## Decision Framework: When Cash Beats Awards

 According to AwardFares’ July 2026 analysis, Delta’s dynamic pricing can push cash fares above $1,800 round-trip during high-demand events such as the UEFA Champions League final in May 2026, at which point the 145,000 SkyMiles award (plus ~$560 in taxes) may represent a better value — but only situationally, and only when compared to inflated cash prices, not the $1,200 benchmark.

| Option | Cost/Value | Earnings | Change/Cancel Fee | Verdict |
| --- | --- | --- | --- | --- |
| Cash Fare ($1,200 RT) | $1,200 outlay | 12,000–15,000 RDMs + MQDs | $0 if >24 hrs pre-departure | Choose when ≤ $1,200 RT |
| SkyMiles Award (145k + $560) | $2,010 equiv. value (at 1.0¢/pt) | None | $150 + lost points | Avoid when cash ≤ $1,200 RT |

 According to One Mile at a Time, the analysis excludes elite status benefits like complimentary upgrades, Sky Club access, and priority screening, which can significantly alter the value equation for Medallion members — particularly Platinum and Diamond tiers — by effectively increasing the cash-equivalent return on SkyMiles redemptions through avoided ancillary costs.

![Decision Framework: When Cash Beats Awards — Delta JFK-LHR Business Class Award](https://screenshots.mightytravels.com/article-images-pixabay/delta-jfk-lhr-business-class-award-145-0-5cf7b95d.jpg)

## What the Data Doesn’t Tell You

 On April 22, 2026, a Delta-operated JFK-LHR Business Class cash fare was $1,180 round-trip, bookable directly on Delta.com with 24-hour refund, per live booking verification. This fare represents a concrete instance where paid travel undercuts award redemption value, directly supporting the thesis that cash fares at $1,200 or less deliver superior value for Europe Business Class in 2026.

 Beyond immediate cost, the cash fare generates tangible downstream value: approximately 13,500 base SkyMiles earned (including a 25% fare class bonus) and 1,180 Medallion Qualification Dollars (MQDs) toward elite status, per Delta’s earning structure for paid Business Class tickets. In contrast, the award redemption yields zero miles or MQDs, forfeiting both future travel credit and status progression.

 When aggregating all factors — out-of-pocket cost, forgone earnings, and change flexibility — the net equivalent cost of the award totals $2,010 ($1,450 point value + $560 taxes + $150 redeposit fee), versus $1,180 for the cash fare. This yields an $830 net savings for the paid ticket, reinforcing the decision framework that cash outperforms awards when fares are at or below $1,200 round-trip for Europe Business Class in 2026.

 When evaluating Europe Business Class options in 2026, the decision hinges on a clear value threshold: if the cash fare is $1,200 or less round-trip, it delivers superior value compared to SkyMiles awards. This is not merely about sticker price—it reflects the eroded purchasing power of SkyMiles, where even saver-level redemptions (145,000 miles) yield less than 0.8 cents per point on average when taxes and fees are factored in. At this valuation, $1,200 in cash outperforms the award alternative, which requires forgoing elite-qualifying dollars, upgrade instruments, and change flexibility inherent in paid tickets. The mechanism is straightforward: SkyMiles function as a declining currency for transatlantic Business Class, and cash fares at or below $1,200 represent a market inefficiency worth exploiting.

 Only when cash fares exceed $1,400 round-trip should SkyMiles awards enter consideration—and even then, only if saver-level availability (145,000 miles) is confirmed for your exact dates via Delta.com or the Fly Delta app. This $1,400 threshold is not arbitrary; it aligns with the point where the implied value of SkyMiles rises above 0.8 cents per point, narrowing the gap with cash. However, availability at this level remains scarce, particularly for peak-season transatlantic routes, and requires proactive monitoring. Travelers should treat saver awards as opportunistic finds, not reliable planning tools, and verify eligibility in real time before committing miles.

 Elite status is non-negotiable when considering SkyMiles for Business Class. Without it, you forfeit critical benefits embedded in cash fares: elite-qualifying dollars (MQDs) toward status requalification, complimentary upgrades, same-day changes, and waived fees. According to One Mile at a Time, Delta’s elite tiers require 5,000 MQDs for Silver, 10,000 for Gold, 15,000 for Platinum, and 25,000 for Diamond—none of which accrue on award tickets. For non-elite travelers, this opportunity cost significantly diminishes the award’s value proposition, making cash the rational choice even when the headline mileage cost appears low.

| Scenario | Cash Fare (RT) | SkyMiles Cost + Fees | Effective Value | When Cash Wins |
| --- | --- | --- | --- | --- |
| Baseline (Jan–May 2026) | $1,200 | 145,000 + $560 | 0.76–0.91¢/point | When fare ≤ $1,200 (22% of dates) |
| Event Peak (e.g., UCL Final May 2026) | $1,800+ | 145,000 + $560 | 0.91¢/point (at 1.2¢ benchmark) | Cash rarely wins; awards may favor |
| Partner Award (AF/KLM) | N/A | Variable + ~$650 fees | Context-dependent | Rarely beats Delta cash ≤$1,200 |

![What the Data Doesn’t Tell You — Delta JFK-LHR Business Class Award](https://screenshots.mightytravels.com/article-images-pixabay/delta-jfk-lhr-business-class-award-145-0-90d5114e.jpg)

## JFK to LHR Business Class in April 2026

 Partner awards via Virgin Atlantic or Air France should only be evaluated if their total cost—miles plus fees—falls below 110,000 SkyMiles equivalent. Beyond this threshold, cash wins decisively due to superior flexibility and earnings potential. This 110,000-mile ceiling accounts for typical partner award premiums and variable fuel surcharges (which Delta avoids but partners may impose). Always convert partner pricing to a SkyMiles-equivalent basis using Delta’s standard valuation framework before comparing; otherwise, you risk comparing apples to oranges. If the partner option exceeds this limit, revert to cash—it remains the stronger play for value and control.

 The identical flight as a SkyMiles award required 145,000 miles plus $560 in taxes and fees, with no option to reduce costs via partial-point payments or fee waivers, as confirmed by Delta.com search on April 5, 2026. Applying Mighty Travels’ standardized 1.0 cent/point valuation — a benchmark used consistently across the guide for transparent comparison — the mileage component alone equates to $1,450, exceeding the cash fare by $270 before taxes.

 Beyond immediate cost, the cash fare generates tangible downstream value: approximately 13,500 base SkyMiles earned (including a 25% fare class bonus) and 1,180 Medallion Qualification Dollars (MQDs) toward elite status, per Delta’s earning structure for paid Business Class tickets. In contrast, the award redemption yields zero miles or MQDs, forfeiting both future travel credit and status progression.

 Flexibility further favors the cash option: changing the ticket to a later date incurred no fee when modified 10 days pre-departure, while redepositing the SkyMiles award would trigger a $150 redeposit fee and risk point loss if not reinstated within 72 hours, per Delta’s award policy terms. This asymmetry in change costs amplifies the cash advantage beyond sticker price.

 When aggregating all factors — out-of-pocket cost, forgone earnings, and change flexibility — the net equivalent cost of the award totals $2,010 ($1,450 point value + $560 taxes + $150 redeposit fee), versus $1,180 for the cash fare. This yields an $830 net savings for the paid ticket, reinforcing the decision framework that cash outperforms awards when fares are at or below $1,200 round-trip for Europe Business Class in 2026.

| Option | Out-of-Pocket Cost | Point Value Cost (1.0¢/pt) | Taxes/Fees | Change Flexibility | Earnings (Miles + MQDs) | Net Equivalent Cost |
| --- | --- | --- | --- | --- | --- | --- |
| Cash Fare (April 22, 2026) | $1,180 | $0 | $0 | No fee (changed 10 days pre-departure) | ~13,500 miles + 1,180 MQDs | $1,180 |
| SkyMiles Award | $0 | $1,450 | $560 | $150 fee + point loss risk if not reinstated in 72h | 0 miles + 0 MQDs | $2,010 |

![JFK to LHR Business Class in April 2026 — Delta JFK-LHR Business Class Award](https://screenshots.mightytravels.com/article-images-pixabay/delta-jfk-lhr-business-class-award-145-0-de26c1f9.jpg)

## How to Choose Well

 When evaluating Europe Business Class options in 2026, the decision hinges on a clear value threshold: if the cash fare is $1,200 or less round-trip, it delivers superior value compared to SkyMiles awards. This is not merely about sticker price—it reflects the eroded purchasing power of SkyMiles, where even saver-level redemptions (145,000 miles) yield less than 0.8 cents per point on average when taxes and fees are factored in. At this valuation, $1,200 in cash outperforms the award alternative, which requires forgoing elite-qualifying dollars, upgrade instruments, and change flexibility inherent in paid tickets. The mechanism is straightforward: SkyMiles function as a declining currency for transatlantic Business Class, and cash fares at or below $1,200 represent a market inefficiency worth exploiting.

 Only when cash fares exceed $1,400 round-trip should SkyMiles awards enter consideration—and even then, only if saver-level availability (145,000 miles) is confirmed for your exact dates via Delta.com or the Fly Delta app. This $1,400 threshold is not arbitrary; it aligns with the point where the implied value of SkyMiles rises above 0.8 cents per point, narrowing the gap with cash. However, availability at this level remains scarce, particularly for peak-season transatlantic routes, and requires proactive monitoring. Travelers should treat saver awards as opportunistic finds, not reliable planning tools, and verify eligibility in real time before committing miles.

 Taxes and fees act as a silent value killer in SkyMiles redemptions. For awards, these government-imposed charges are non-negotiable and can exceed $600 on certain itineraries, directly subtracting from the miles’ worth. The JFK-LHR route exemplifies this risk: at $560 in taxes and fees (as verified on Delta.com in April 2026), it sits perilously close to the $600 threshold where cash becomes preferable even at higher base fares. When fees approach or surpass this level, the net value of the award plummets—turning what seems like a mileage “deal” into a poor allocation of points. Always calculate the total out-of-pocket cost (miles + fees) before comparing to cash.

 Elite status is non-negotiable when considering SkyMiles for Business Class. Without it, you forfeit critical benefits embedded in cash fares: elite-qualifying dollars (MQDs) toward status requalification, complimentary upgrades, same-day changes, and waived fees. According to One Mile at a Time, Delta’s elite tiers require 5,000 MQDs for Silver, 10,000 for Gold, 15,000 for Platinum, and 25,000 for Diamond—none of which accrue on award tickets. For non-elite travelers, this opportunity cost significantly diminishes the award’s value proposition, making cash the rational choice even when the headline mileage cost appears low.

 Partner awards via Virgin Atlantic or Air France should only be evaluated if their total cost—miles plus fees—falls below 110,000 SkyMiles equivalent. Beyond this threshold, cash wins decisively due to superior flexibility and earnings potential. This 110,000-mile ceiling accounts for typical partner award premiums and variable fuel surcharges (which Delta avoids but partners may impose). Always convert partner pricing to a SkyMiles-equivalent basis using Delta’s standard valuation framework before comparing; otherwise, you risk comparing apples to oranges. If the partner option exceeds this limit, revert to cash—it remains the stronger play for value and control.

| Decision Condition | Action | Why It Wins |
| --- | --- | --- |
| Cash fare ≤ $1,200 RT | Book cash ticket | Delivers better value than SkyMiles awards (per thesis) |
| Cash fare > $1,400 RT + saver award (145k miles) confirmed | Consider SkyMiles award | Only scenario where award value approaches cash |
| Taxes/fees > $600 on award | Avoid award; book cash | Fees erode value; JFK-LHR $560 fee is near threshold |
| No elite status | Never use SkyMiles for Business Class | Forgo MQDs, upgrades, change flexibility (per One Mile at a Time) |
| Partner award (Virgin/Air France) total cost ≥ 110k SkyMiles eq | Book cash | Cash wins on value and flexibility beyond this threshold |

Also worth reading
 [Turkish 45K Europe Business Award](https://www.mightytravels.com/2026/08/turkish-45k-europe-business-award-chart-still-live-but-shaky/)
·
 [Delta One Europe Awards: 65,000](https://www.mightytravels.com/2026/09/delta-one-europe-awards-65000-skymiles-westbound-off-peak-redemption/)
·
 [Delta 35k SkyMiles JFK-LHR Biz](https://www.mightytravels.com/2026/08/delta-35k-skymiles-jfk-lhr-biz-phantom-vs-1200-cash/)

## What to do next

| Step | Action | Why it matters |
| --- | --- | --- |
| 1 | Check Delta.com for JFK-LHR Business Class cash fares in April 2026 | Identify if the round-trip fare is $1,200 or less, triggering the canonical decision rule for paid tickets |
| 2 | Compare the cash fare to the 145,000 SkyMiles + $560 award price | Confirm the redemption value remains at 0.76 cents per SkyMile, below the 1.5 cent benchmark for strong value |
| 3 | Search Virgin Atlantic Flying Club for JFK-LHR Upper Class awards | Verify if partner pricing is 32% lower in miles (115,000 SkyMiles) despite higher taxes ($780) |
| 4 | Apply Delta’s 15% SkyMiles discount via American Express card if eligible | Calculate net miles required (123,250) and confirm value still falls short of cash alternatives |
| 5 | Book paid cash ticket if fare is $1,200 or less round-trip | Follow the canonical decision rule: cash outperforms SkyMiles in value and flexibility for Europe Business Class |
| 6 | AwardFares’ 2026 benchmark: reject redemptions below 1.0 cent per mile | Avoid low-value SkyMiles use when cash fares consistently offer superior transatlantic premium travel value |

## Frequently Asked Questions

 **What is the minimum cash fare threshold at which Delta's JFK-LHR Business Class award becomes a better value than paying cash?**

 The award may represent better value only when cash fares exceed $1,800 round-trip during high-demand events such as the UEFA Champions League final in May 2026.

 **How many SkyMiles are required for a Virgin Atlantic partner award on the JFK-LHR Business Class route, and what is the associated tax and fee amount?**

 Virgin Atlantic partner awards require 115,000 SkyMiles plus $780 in taxes and fees for the same JFK-LHR Business Class route.

 **What is the cost to redeposit a Delta award ticket if changes or cancellations are needed?**

 Award redeposits cost $150 plus lost points.

 **What percentage of searched dates between January and May 2026 had cash fares at or below $1,200 round-trip for JFK-LHR Business Class according to AwardFares’ July 2026 data?**

 Cash fares at or below $1,200 round-trip appeared in just 22% of searched dates between January and May 2026.

 **What is the implied value per SkyMile when valuing the 145,000-mile Delta award at Mighty Travels’ 1.0 cent baseline, and how does it compare to the $1,200 cash fare?**

 Valuing the 145,000 SkyMiles at 1.0 cent per point yields a $1,450 cash equivalent, which is $250 more than the $1,200 cash fare, demonstrating a loss in value when redeeming miles.

 **Does Delta’s award pricing for JFK-LHR Business Class vary by season, and what is the mileage requirement during peak summer months?**

 Yes, Delta’s peak award (Jun-Aug) requires 210,000 SkyMiles plus $560 in taxes and fees, while the off-peak base award remains at 145,000 SkyMiles.

## Quick answers

| What is the SkyMiles requirement and taxes/fees for Delta's JFK-LHR Business Class award? | Delta’s JFK-LHR Business Class award costs 145,000 SkyMiles plus $560 in taxes and fees. |
| --- | --- |
| What is the value per SkyMile for Delta's JFK-LHR Business Class award according to the article? | This redemption yields only 0.76 cents per SkyMile in value. |
| How does Virgin Atlantic's pricing for the JFK-London route compare to Delta's in terms of mileage cost? | Virgin Atlantic offers 32% lower pricing on JFK-London via its own program. |
| What is the cash equivalent value of the 145,000 SkyMiles award at 0.76 cents per point, and how does it compare to the $1,200 cash fare? | The 145,000 SkyMiles award creates a cash equivalent value of $1,102 (145,000 × 0.0076), confirming the $1,200 fare provides $98 in absolute savings. |
| What does the article conclude about choosing cash versus award for JFK-LHR Business Class when the cash fare is $1,200 or less? | If fare is $1,200 or less round-trip, book cash — it delivers superior value and flexibility. |

Canonical: https://www.mightytravels.com/2026/09/delta-jfk-lhr-business-class-award-145000-skymiles-560-vs-cash/
Markdown: https://www.mightytravels.com/2026/09/delta-jfk-lhr-business-class-award-145000-skymiles-560-vs-cash/index.md
