Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad

Post originally Published November 10, 2023 || Last Updated November 10, 2023

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Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Research Doctors and Hospitals at Your Destination Before Departure


Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad

One of the most important things you can do to prepare for medical emergencies abroad is to research doctors and hospitals at your destination before you depart. This allows you to have a plan in place in case you do fall ill or get injured during your travels. Knowing where to go can provide invaluable peace of mind.

Start your research by looking at the US State Department website, which provides detailed information on medical facilities around the world. They evaluate things like the quality of care, specialties available, and English proficiency. You can see if they recommend any specific facilities at your destination.
Also check with your health insurance provider. Many have international provider directories that list hospitals and doctors covered by your plan. This is hugely beneficial, as it means your care will be paid for. Be sure to verify if the specific location is in-network though, as some health systems have multiple sites.
If you take prescription medication, contact your doctor to ask if they have colleagues they can recommend. Having a doctor's name at a foreign hospital can get you quality care much faster.

Scour expat forums and Facebook groups for recommendations from locals and expats. They'll know the reputable facilities and which ones to avoid. But take any single recommendation with a grain of salt. One person may have had a bad experience while hundreds of others were satisfied.

When you arrive, take a walk around the area near your hotel. Locate the nearest clinics, pharmacies, and hospitals so you know exactly where to go in an emergency. Also find out if front desk staff can help with translations or arranging medical transportation.

Don't just rely on your hotel though. Hospitals in developing countries may have separate wings for wealthy foreigners with higher standards of care. So don't assume the nearest hospital is your best choice. The one 30 minutes away by taxi may provide much better treatment.

What else is in this post?

  1. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Research Doctors and Hospitals at Your Destination Before Departure
  2. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Consider Purchasing International Travel Insurance
  3. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Bring Prescriptions and Medical Records with You
  4. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Know Your Embassy's Location and Emergency Contact Info
  5. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Familiarize Yourself with Local Emergency Numbers
  6. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Have a Plan to Access Money for Medical Costs
  7. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Communicate with Your Doctor Back Home
  8. Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Don't Hesitate to Seek Help for Serious Symptoms

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Consider Purchasing International Travel Insurance


Getting travel insurance for trips abroad is one of the smartest things you can do to protect yourself. Though no one wants to think about things going wrong on vacation, should an emergency occur, you’ll be glad you’re covered. Travel insurance fills the gaps that your existing health insurance likely leaves open.
I always recommend comprehensive travel insurance that includes emergency medical and evacuation coverage. This is absolutely essential for international trips. Just a basic doctor’s visit for a minor illness can easily run $300+ out of pocket. Even simple prescriptions can be pricey.

Now imagine if you broke a leg skiing in Switzerland and needed an ambulance ride, surgery, and hospital stay. You could be looking at tens of thousands in medical bills. Having insurance will save you from potential financial ruin. Reputable providers like Allianz, Travelex, and World Nomads offer good base coverage for as little as $100-$200 for a 2 week trip.

Evacuation coverage is also key. Say you’re hiking in Peru and severely injure yourself in a remote area. You need an air ambulance to get you to the closest appropriate hospital. This type of evacuation can cost upwards of $100,000 without insurance.

Even in less extreme cases, evacuation coverage comes into play. What if you’re in Asia and an illness requires hospitalization for a week, but your return ticket home is in 3 days? Insurance will cover the cost of changing your flights and getting you back home safely to recover.
The other big benefit of travel insurance is trip cancellation or interruption coverage. The Covid-19 pandemic really highlighted the importance of this. As countries closed borders and airlines cancelled flights, thousands of vacations had to be called off last minute.

Comprehensive insurance reimburse you for non-refundable payments like flights and hotels if you have to cancel for covered reasons like illness, injury, or unexpected pandemic related restrictions. It will also cover costs to get you home if your trip gets interrupted mid-way through.
All policies have exclusions though, so read the fine print carefully. Pre-existing conditions may not be covered. High risk activities like scuba diving or skiing often require extra riders too. But with the right policy, travel insurance can give you the peace of mind that comes from knowing you have a safety net if things go unexpectedly sideways.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Bring Prescriptions and Medical Records with You


Your carry-on is packed with the essentials - passport, phone charger, headphones, neck pillow. But what about prescriptions and medical records? Having these can truly be a lifesaver if you fall ill or get injured during your travels. Don’t leave home without them.

Always - and I mean always - bring extra supplies of any medications you take regularly. Pack twice what you expect to need. Baggage gets lost, trips get delayed. You don't want to be stuck abroad without your meds. The same goes for prescription glasses, contacts and hearing aids. Bring spares.
Carry scripts for all your medications. Generic names for drugs can vary country to country. Having the exact info helps local doctors provide appropriate treatment more quickly. You may also need the scripts to purchase refills once abroad, even for common drugs like birth control.

Speaking of birth control, don't forget your regular contraceptives. Unintended pregnancy away from home can be extremely stressful. Condoms are wise to pack too, as you never know when an amorous encounter may arise. Having your own protection means you can party on safely.
If you have severe allergies, definitely pack several EpiPens. Foods or insects you're allergic to may be more common in some destinations. Anaphylaxis is no joke - an EpiPen could save your life until you can reach a hospital. A backup is smart, as sometimes multiple doses are needed.
Pack prescriptions in your carry-on, not checked luggage that could get lost or delayed for days. I once missed a dose of thyroid meds due to a lost bag and let me tell you, I did not feel like my fabulous self for the whole trip. Not a mistake to repeat!

Now let's talk medical records. For any major conditions you have, request a concise summary from your doctor pre-trip. This 2-3 page synopsis outlines your medical history, diagnoses, allergies, medications and any treatment details relevant to emergency care.

Carry this summary with you and also upload it somewhere accessible from abroad, like email or cloud storage. Then if you have an emergency, the local doctor has your critical health info at their fingertips. This helps them provide appropriate, effective treatment ASAP.
Electronic records are preferred, but printouts work too. I know one family who laminated cards with their daughter's complex health history before traveling to Belize. When the girl had an asthma attack, the local clinic was able to respond appropriately right away thanks to that info.

Now what if you forget to bring something important, like an EpiPen or those lower back pain meds you can’t sleep without? Don’t panic, but do prepare to pay out of pocket. Some medications are sold abroad under different names, so pharmacists can often help you find what you need.

Prescription policies vary country to country though. Be prepared to show your passport and script from home. This makes acquiring refills much easier. Doctors may be able to write you emergency scripts as well, for a fee.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Know Your Embassy's Location and Emergency Contact Info


Knowing where your home country’s embassy or consulate is located in your destination and having emergency contact info handy can truly be a traveler’s lifeline if things go sideways abroad. I cannot stress enough how vital this is. The embassy staff are there to help citizens in need, but they can only assist you if you know how to reach them.
Before your trip, look up the closest embassy or consulate where you'll be. Add the address to your phone for easy access and also print it out as a backup. Sometimes mobile networks or the internet stops working during emergencies.

If there are multiple locations, note the one responsible for the region you're visiting. Make sure it's actually staffed and offers emergency services, not just a symbolic diplomatic presence. You want an office with consular officers to help in crisis situations, not just a ceremonial site.
Jot down both the local and international contact numbers for emergency assistance. Program these into your phone as well. Don't forget to include the country code when adding foreign numbers. You'll likely need it to call.
The US State Department even offers an app called Smart Traveler that contains this key information for US embassies worldwide. It also provides local guidance on safety, laws, transport, and medical care. This one-stop resource is invaluable for Americans abroad.
Once on the ground, know exactly how to reach your embassy via public transportation too. Calculate how long it would take to get there in an emergency. You don't want to be wandering unfamiliar streets searching for help.

Some travelers make a point of physically visiting the embassy location shortly after arriving. This helps familiarize them with the area so they can find it easily in a crisis. It also allows staff to meet you in person and attach a face to a name, establishing a relationship.
This came in incredibly handy for my friend James who got robbed and assaulted in Thailand. When he showed up battered and bloody at the Australian embassy in Bangkok, staff recognized him from his visit the prior week. They immediately helped arrange medical care and expedited a new passport so he could fly home quickly.
Having the embassy's direct contact saved my own skin in Morocco. When I broke my leg hiking in Chefchaouen, I called the Dutch embassy as I was being transported to the Marrakech hospital. Staff were able to provide critical information to the local doctors regarding my blood type and drug allergies that affected my care.

They also assisted with translations and submitting claims to my insurance provider. I am forever grateful for their support navigating the medical system and travel logistics during that difficult situation abroad.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Familiarize Yourself with Local Emergency Numbers


Having local emergency numbers programmed into your phone and noted in your travel docs can really get you out of a bind if something goes wrong abroad. Waiting to google translate an explanation of your situation to a foreign 911 operator wastes precious time in a crisis. Knowing who to call, and how to call them, makes getting help faster and less stressful.
Expat Susan's daughter went into anaphylactic shock from a bee sting while they were touring Venice's St. Mark's Square. Thankfully, Susan had already input the Italian emergency services number into her contacts. She called 118 right away and was able to communicate the urgent nature of the emergency in broken Italian. EMTs arrived swiftly and administered epinephrine, likely saving her daughter's life.

Hank tore his ACL skiing in the Swiss Alps. He had wisely added the emergency rescue hotline from his Swiss travel guide to his phone ahead of time. After crumpling to the snow in agony, Hank pulled out his phone and dialed 1414. The operator dispatched an air ambulance immediately and he was transported off the slopes in minutes.

Food poisoning, car accidents, terrorist attacks - emergencies happen, and they often happen fast. In those critical moments you don't want to be Googling for the right number or trying to explain your situation to an operator who likely only speaks the local language. Precious time will be wasted deciphering their questions, never mind answering them.

Travelers who familiarize themselves with emergency numbers beforehand and store them in their phones end up getting help faster when the worst happens. Take a few minutes upon arrival at your destination to identify the correct emergency contacts. Input their numbers, as well as hotel and embassy info. This way critical help is just a tap away if you need it.
Don't forget to include the country code when adding international phone numbers. Also confirm whether 911 is widely used in your destination or if you need a different general emergency number. In Europe 112 is the standardized emergency access number that connects callers to dispatchers who speak multiple languages.

For medical emergencies, note if there is a separate hotline number. This gets you to medically trained responders versus generalized emergency operators. Knowing these distinctions helps streamline communication so ambulances and doctors reach you quicker.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Have a Plan to Access Money for Medical Costs


When misfortune strikes overseas, accessing emergency funds quickly is absolutely essential. Yet surprisingly, many globetrotters don't consider how they'll pay for costly medical care if they fall ill or get injured until it happens. Don't make this potentially ruinous mistake. Have an emergency finance plan in place before your trip.

Unexpected hospital visits and procedures often run thousands, if not tens of thousands, out of pocket abroad. And providers may demand payment upfront before offering treatment, even in dire situations. Fumbling with loading prepaid travel cards or juggling credit limits as your condition deteriorates can be problematic. Move faster by setting up a dedicated source of accessible emergency money beforehand.
Wise travelers use a combination of cash, credit cards, travel insurance, and bank transfers to ensure they can cover any medical crisis. Carry $100-200 in local currency for immediate needs like doctor visits, prescriptions, or ambulance rides. Have a credit card with at least a $5,000 limit reserved solely for emergencies. Inform your issuer you'll be traveling internationally to prevent declines.

Also confirm your bank debit card functions abroad and what fees apply. ATMs generally provide the best exchange rates, but call your provider to raise daily withdrawal limits just in case. Having robust emergency credit and cash capabilities gives you flexibility in a crunch.
Supplement this liquidity with comprehensive travel insurance that includes generous medical maximums. Policies with $100,000+ coverage for emergencies are preferred to prepare for worst case scenarios. Evacuation protection is also key, as air ambulances can easily top six figures.

If insurance payments will be sent to you instead, submit claims immediately to receive reimbursement quickly. E-filing online often speeds processing versus by mail. Direct deposit delivery is fastest if available too.
Lastly, identify backup sources you can access remotely in an extended crisis. Arrange with a trusted friend or family member to wire emergency transfers via Western Union or MoneyGram if needed. Just pray you'll never require their lifesaving bankroll assist! But knowing funds can rush in keeps hope alive when calamity strikes far from home.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Communicate with Your Doctor Back Home


Staying in touch with your primary care physician while traveling internationally provides tremendous peace of mind if you fall ill or get injured abroad. Your doctor knows your medical history inside out and can offer knowledgeable input to foreign providers unfamiliar with your health status and needs. They also facilitate obtaining records, meds, and care once you return home.
Before departing, ask your physician how you can contact them from overseas if an emergency arises. Give them details on your travel dates and destinations in case they need to reach you. Provide your hotel details and set times you’ll be available for calls.

Exchange both local and international cell numbers so you can connect via text, calls, WhatsApp, etc. Confirm your doctor’s on-call coverage when they’re unavailable. Get email addresses too, as this allows sharing of records and test results easily. Speaking from hard-earned experience, keeping your home doctor in the loop is invaluable.
When I contracted malaria in Uganda, I couldn’t get my raging fevers under control despite seeing several local specialists. They just kept prescribing ineffective medications that made me feel worse. Feeling defeated, I emailed my physician back in Amsterdam late one sleepless night with my symptoms and test results attached.

She immediately consulted infectious disease colleagues and identified the specific malaria strain infecting me based on my lab work. My doctor sent new antiviral recommendations to the Ugandan physician that finally got me on the road to recovery. Without her long-distance input, my case could have worsened dramatically.
Get trusted medical opinions without lengthy delays by utilizing technology to bridge the geographical distance when abroad. Didn’t bring enough prescriptions or lose medications en route? Have your physician electronically prescribe refills to local pharmacies. Suffering mysterious symptoms stumping foreign doctors? Email clinical findings for your doctor to diagnose from afar.

They can provide actionable treatment advice, recommend competent specialists near your location, or advise if immediate evacuation is needed. This is especially crucial for patients managing complex conditions like cancer, autoimmune disorders, or transplants. Don’t struggle alone in a foreign health system when your doctor is just an email, text, or call away.

Maintaining an open channel also smooths your health transition when returning home. Any documentation from abroad gets shared immediately rather than waiting for you to obtain hard copies. Your physician can order necessary follow-up testing and make specialist referrals so you get optimal care without delays when you’re back. You can hit the ground running toward recovery.

Fallen Ill Overseas? How to Handle Medical Emergencies When Traveling Abroad - Don't Hesitate to Seek Help for Serious Symptoms


Getting prompt medical attention for concerning symptoms while traveling internationally is absolutely critical. Hesitating or downplaying worrisome health issues can allow minor problems to escalate into life-threatening emergencies far from home. Heed warning signs and don’t delay seeking qualified care.

Frequent traveler Marie tried ignoring severe abdominal pains during a work trip to Panama City. She skipped a local clinic visit, reasoning she was just jet lagged and the discomfort would pass. Two days later, Marie collapsed at a client meeting and had to be rushed to the ER. Appendicitis had led her appendix to rupture, requiring emergency surgery and over a weeklong hospitalization to recover.

British backpacker James noticed a bullseye rash appear around a tick bite he got while hiking in Sweden but figured it wasn’t a big deal. A few days after returning to London, however, he came down with severe flu-like symptoms. Multiple tests later revealed James had contracted Lyme carditis, a rare heart infection transmitted by the bite. Extended monitoring and medications were required to address the damage.
Canadian teacher Heidi awoke in her Namibia hotel with a dull headache one morning. She considered seeing a doctor, but worried about losing prepaid safari tour days and figured it was just dehydration. Two days on, excruciating head pain left Heidi completely incapacitated. She was airlifted to South Africa and diagnosed with viral meningitis.

American college student Tyler felt oddly fatigued midway through a semester abroad in England. His lethargy persisted for weeks, but he wrote it off as too many pints at the pub. Back on campus in New York, still exhausted, Tyler finally saw a physician. After many tests he was diagnosed with mononucleosis, which had severely impacted his liver due to being untreated.

These examples underscore why travelers must listen to their bodies and seek medical care promptly when something feels amiss. Many serious illnesses initially manifest vague, mild symptoms that are easy to overlook or downplay. But delaying treatment allows conditions to progress, often resulting in much more complex, expensive medical interventions. Don't let denial or stoicism put your wellbeing at risk.
Especially be vigilant for symptoms involving your head, heart, abdomen, skin, and breathing. Headaches that worsen or fail to resolve, heart palpitations or chest pain, and difficulty breathing warrant immediate attention. Blood in vomit or stools, prolonged nausea or vomiting, and severe abdominal pain may indicate internal issues. Bullseye rashes, odd skin lesions, and fever or flu feelings shouldn't be ignored either.

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