– Your invitation to apply for the Chase Freedom credit card

Posted on May 25, 2015 by in Chase Ultimate Rewards

What’s the scoop with

Have you recently received an offer in the mail or by email to apply for the Chase Freedom credit card? The link you will have received so you can apply online is usually and the welcome page will look like the above picture. You’ll need to enter your twelve-digit invitation number, your zip code and surname in order to apply.

We tell you all about the Chase Freedom card, so you can decide whether it’s the right card for your needs.

Tell me a little about the Chase Freedom credit card…

We’ve written about the Chase Freedom many times before, as it’s one of the best available cashback cards, with the following benefits:

  • There’s no annual fee.
  • You can earn 5% cashback (up to $1,500 annually in combined purchases) in categories that change every quarter.
  • Earn an unlimited 1% cashback on all other purchases.
  • Enjoy an introductory rate of 0% APR for 15 months on purchases and balance transfers.

There’s currently a limited-time bonus of $100 cashback when you spend $500 on purchases in the first 3 months.

Plus if you add an authorized user and make a purchase in the first 3 months, you earn another $25.

With Chase Freedom, you need to manually activate each rotating category in order to earn the 5% cashback bonus, but you can do so at anytime in that quarter:

How do I get invited to

You can’t ask for an invitation, but you could always just apply for this card online anyway here.

An invitation to apply is generally a card offer that is sent without any general screening. A bank may have targeted you as a potential cardmember because the information the bureaus have on your credit means that you fit the bill, but that doesn’t necessarily mean you are pre-selected to get the card, just that you are invited to apply.

What else do I need to know about

If your invitation includes a better offer than the one publicly available (for example, a $200 cashback bonus for a slightly higher spend) and you’re thinking of getting the card anyway, it makes sense to grab it while you can, as these are few and far between.

The best cashback credit cards are not necessarily the right cards for you, especially if you would rather benefit from travel rewards. You need to weigh up which is more important to you and how much the benefits are worth before diving in. If you’re after a decent cashback card, however, then the Chase Freedom is a good bet.

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