Chase Freedom Rewards – How to maximize your Ultimate Rewards by combining accounts

Posted on April 19, 2015 by in Chase Ultimate Rewards

Chase Freedom Ultimate Rewards

With a Chase Freedom credit card, you can earn Ultimate Rewards. The Ultimate Rewards program is one of the better credit card rewards programs available, so read on to find out how to get more out of the points that you earn with a Chase Freedom card.

We’ve written about Chase Freedom rewards before and recently compared its benefits with the Discover it credit card. With no annual fee, 5% cashback in quarterly categories and a $100 bonus when you spend just $500 in 3 months, the Chase Freedom rewards are pretty good, just not particularly for frequent travelers. You can use your Ultimate Rewards points, your Chase card, or both to book travel, a hotel or rental car. and the Ultimate Rewards travel portal lets you book:

  • Flight
  • Hotel Accommodations
  • Car Rentals
  • Cruises
  • Activities
chase freedom rewards

If you use your Chase Freedom rewards points to book airline tickets, your ticket is treated as a revenue fare and you’ll earn frequent flyer miles, but it’s unlikely that you’ll earn loyalty points with hotel bookings and you may not get elite status perks. There are flight deals to be found and you can often get a good price on car rentals, but if you have another Chase card in particular, your Chase Freedom world just got a whole lot brighter…

If you have a Sapphire Preferred, Corporate Flex or Ink Plus Business card, you can get 20% off travel when you redeem your Ultimate Rewards for travel through the Chase Ultimate Rewards website. The Chase Freedom doesn’t have this benefit, but there’s a way around this if you also have (or if your spouse/domestic partner also has) one of those three Chase cards – you can combine your points. Move your Chase Freedom points into one of those three Ultimate Rewards accounts and you now have the 20% discount on all your earned points. Chase are quick to close accounts of those who abuse this perk, so ensure you only combine your own points or those of your spouse or domestic partner.

Combine Chase accounts to get 20% off travel

However, utilizing the 20% travel discount isn’t always the best way to maximize your Ultimate Rewards. If you have an Ink Plus Business or a Sapphire Preferred card, you can transfer points, at a rate of 1 point to 1 mile, in increments of 1,000, to participating travel rewards programs. Again, if you have a Chase Freedom and one of these two other cards (or your spouse/domestic partner does), then combining points means you can use this benefit to get Chase Freedom rewards you wouldn’t normally get on those earned points.

The current participating travel rewards programs are:

  • Amtrak Guest Rewards
  • British Airways Executive Club
  • Hyatt Gold Passport
  • Korean Air SKYPASS
  • Marriott Rewards
  • IHG Rewards Club
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • The Ritz-Carlton Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

You usually get much more value when transferring to these Chase travel partners rather than redeeming points through the Ultimate Rewards travel portal, so if you have the ability to combine your Chase Freedom points in order to do this, then there’s no better time to start than now.

You can apply for the Chase Freedom credit card here.

If you like this post – subscribe via email or follow us on Twitter.


About the author: Torsten is a serial entrepreneur who started almost a dozen ventures on four continents. Torsten's love for travel has brought him to 130+ countries and travel with most of the world's airlines. You can reach Torsten at [email protected]

This post has been tagged with:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |

Don't miss - more topics from Mighty Travels

AAdvantage | Aegean Airlines | Aeromexico | Aeroplan | Air Canada | Air China | Air France | Air France/KLM Flying Blue | Air India | Air New Zealand | AirAsia | AirBnB | Airline Reviews | Alaska Airlines | Alaska Mileage Plan | Alitalia | American Airlines | American Express | American Express Membership Rewards | ANA | Asia Miles | Asiana Airlines | Avianca | Avios | Avis | Award Booking | Bank Bonuses | Best coffee | Best Rate Guarantee | Best Western | British Airways (BA) | Capital One | Cash Back Deals | Cathay Pacific Reviews | Chase Sapphire Reserve | Chase Ultimate Rewards | Cheap flights | Cheap Passport Photos | Cheap Visas | Checking Accounts/ Bank Bonuses | China Airlines Review | Choice Hotels | Choice Privileges | Citibank | Club Carlson / Radisson | Credit Card Deals | Currency Arbitrage | Delta Airlines | Delta Skymiles | Destinations & Inspiration | Emirates Reviews & Skywards | Error Fares / Mistake Fares | Etihad Reviews & Etihad Guest | Expedia Coupons | Fare Monitoring Service | Frequent Flyer Programs | Fuel surcharges | Getaround | Google ITA Matrix | Hainan Airlines | Hawaiian Airlines | HHonors | Hilton Honors | Hilton Hotels | Hotel Corporate Codes | Hotel Deals | Hotel Friends & Family Discounts | Hotel Loyalty Programs | Hotel Reviews | Hyatt | Iberia | IHG Rewards Club | Immigration & Airport Security | Immunization | Japan Airlines | Jetblue TrueBlue | Krisflyer | Lifemiles | Lounge Reviews | Low Cost Airlines | Lufthansa Miles and More | Malaysia Airlines | Manufactured Spend | Marriott Hotels | Mighty Travels Premium | Mileage Plus | Mistake Fares | Mountain Gorillas | Norwegian | Online Shopping Mall Deals | Orbitz Coupons & Deals | Priority Pass Lounges | Qantas | Qatar Airways | Radisson Rewards | Rapid Rewards | Ryanair | Saudia | Singapore Airlines | South African Airways | Southwest Rapid Rewards | Sri Lankan | StarHOT | StarwoodONE | ThankYou Points | Things to Do (City Guides) | TOP Travel Destinations | Travel Agent Rate | Travel Deals | Travel Insurance | Travel News | Travel Tech | Turkish Airlines Review | Uber | United Airlines | United Mileage Plus | World of Hyatt | Wyndham Hotels | Wyndham Rewards |