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The Virgin America credit card
Since Barclaycard's agreement with Virgin America ended in January 2014, a new Virgin America credit card, in partnership with Comenity Bank, appeared.
Tell me about the Comenity Bank Virgin America credit card
We wrote about the Virgin America credit card in January. There's actually two – the Virgin America Premium Visa Signature credit card and the Virgin America Visa Signature credit card. We look at the benefits of both cards.
The Virgin America Premium Visa Signature
The Virgin America Premium Visa Signature credit card has a sign-up bonus of 15,000 points when you spend $1,000 on eligible purchases in the first 90 days. 15,000 points is worth up to $300 in reward flights. The annual fee is $149 (not waived).
The Premium card has the additional bonus of up to 15,000 status points every year, which count toward reaching or renewing Silver or Gold Elevate status; for every $10,000 of eligible purchases, you earn 5,000 status points, up to a maximum of 15,000 points.
Also, the Premium card charges no additional fee if you need to change or cancel your non-refundable Virgin America flights.
The Virgin America Visa Signature
The Virgin America Visa Signature credit card has a sign-up bonus of 10,000 points when you spend $1,000 on eligible purchases in the first 90 days. 10,000 points is worth up to to $200 in reward flights. The annual fee is $49 (not waived).
Both cards offer the same following benefits:
– Earn up to 8 points per dollar spent with Virgin America – 5 points per dollar on the base fare with Elevate and 3 points per dollar by using your card. You also earn 3 points per dollar spent on other Virgin America purchases.
– Earn 1 point per dollar spent everywhere else.
– Your first checked bag is free.
– Get $150 off an annual companion ticket.
– Save 20% on RED in-flight purchases.
– Your points don't expire.
– There are no blackout dates or restrictions on reward flights.
With a low minimum spend and an acceptable sign-up bonus, the Virgin America credit card seems a reasonable choice – in particular, the Premium card. Elevate points are worth around 2x regular miles, so 15,000 points is more than it looks.
The Premium card is worth paying more for, annual fee-wise, as it covers the extra bonus points you receive as well as the extra benefits you get, especially the additional status points. The waived cancellation/change flight fees are a great bonus.
To apply, you need to already be an Elevate member. Not a member yet? Join here.