How to remove credit inquiries from your credit report

Posted on February 25, 2013 by in Travel Deals

Kendra (who organized the last BAMEM) officially launches her blog with her series on 'credit bumpage'.

I've discovered a way to remove hard inquiries from Equifax and Transunion credit reports. If you are someone who applies for numerous credit cards every few months (or even several cards a year), this is a very valuable tool.

The method I discovered is called "bumpage," or B*, and it is a loophole. In other words, I'm sure that the credit card companies and the banks do not want you to know about it. It does take a fairly high level of daily commitment and organization, but anyone can do it…it's not difficult at all. However, it is a little tricky to understand at first. I'm going to explain this method in a 3-part series of posts designed to walk you through the process step-by-step.

It's a great tool but where I live almost everyone queries Experian which does not offer the possibility to remove such inquiries. However if Equifax and Transunion are being used in your area – this is something to take a look at.