Kendra (who organized the last BAMEM) officially launches her blog with her series on 'credit bumpage'.
I've discovered a way to remove hard inquiries from Equifax and Transunion credit reports. If you are someone who applies for numerous credit cards every few months (or even several cards a year), this is a very valuable tool.
The method I discovered is called "bumpage," or B*, and it is a loophole. In other words, I'm sure that the credit card companies and the banks do not want you to know about it. It does take a fairly high level of daily commitment and organization, but anyone can do it…it's not difficult at all. However, it is a little tricky to understand at first. I'm going to explain this method in a 3-part series of posts designed to walk you through the process step-by-step.
It's a great tool but where I live almost everyone queries Experian which does not offer the possibility to remove such inquiries. However if Equifax and Transunion are being used in your area – this is something to take a look at.